Payment Plan


To help you pay your educational expenses, North Central Texas College offers a Herring Bank Payment Plan as a convenient online payment option. Students who use the Herring Bank Payment Plan may select installment plans over several months, depending on the length of the semester. Students may choose to make payments from their checking or savings accounts or using their Visa, Mastercard, or Discover credit cards. In addition to the variety of choices available, students also have the convenience of paying online as soon as they are registered.

The only cost to budget monthly payments through the Herring Bank Payment Plan is a $30.00 per semester nonrefundable payment plan enrollment fee and a 2.45% processing fee. If you wish to pay in full instead of creating a monthly payment plan, there is a convenience fee of 2.45% charged.

NOTICE: You are not officially enrolled until your bill is paid. No bills will be mailed.

To Enroll

  1. Login to MyNCTC using your NetID and your Student ID as the password.
  2. You will be directed to the MyNCTC Home Page.
  3. Select the "Student Services" tab from the top menu.
  4. Select the "Financial" option from the box on the left.
  5. Click on "Pay Using Herring Bank"
  6. Follow the prompts to verify your Contact Information and to create Security Questions
  7. Review the statement and select "Set Up Payment Plan"
  8. Continue the prompts to complete your payment plan
  9. Your payment plan is not complete until you receive your confirmation
  10. Print and retain your confirmation.

Budgeting Tuition & Fees

You may budget your tuition and fees in one of two ways.

Automatic Bank Payment (ACH)

ACH payments are those payments you have authorized Herring Bank to process directly with your financial institution. It is simply a bank-to-bank transfer of funds that you have pre-approved for your expenses at North Central Texas College. Payments may be made from either your checking or savings account.

Credit Card Option

Many students have requested the option of charging their monthly tuition payment to their credit card. This enables you to take advantage of various bonus programs offered by your credit card company. If you elect to use this option, your monthly payment, along with a convenience fee, will be automatically charged to the credit card you designate. The convenience fee is in addition to the nonrefundable Herring Bank Payment Plan enrollment fee. If you wish to use this option, you may enroll by registering online through your MyNCTC account. Credit card payments are processed by American Card Services, Inc.